Health Savings Accounts are an excellent way to build a second retirement account. These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan. Once you open an HSA account, you can place tax-deductible contributions into it, which grow tax-deferred [...]
How would you like to have more time? Of course we all want more time. There are just two problems: 1. We can’t add more hours to the day; 2. Even if we could add more hours, we would just fill them up with the same stress we have now.
What we can do is use [...]
If we applied this charge from Jesus, attorneys might go out of business.
A lawyer once told a client: “Let me give you my honest opinion.” The client responded, “No, no. I’m paying for professional advice.”
Isn’t that what we want sometimes instead of the truth? We’re more interested in how we can get out of something [...]
Known as “joy of the mountain,” Origanum vulgare is commonly called culinary oregano or Turkish oregano. Oregano is a close relative of marjoram and is also known as pot marjoram. Similar in taste to marjoram, oregano’s taste is more pungent and has overtones of mint. Greek oregano, subspecies hirtum of O. vulgare, [...]
Who would have thought that your scrapbooking and card making had a connection to the Maya Indians? Rubber Stamping is certainly one of the fastest growing hobbies today, and for good reason. With its inexpensive materials and creative versatility, rubber stamping provides millions with hours of fun and creativity. How did it all start?
• Spanish explorers [...]
People who enjoy stitching have for a long time known the
benefits needlework brings. There are many reasons why
people choose use their leisure time to stitch, but there are
also many reasons why this is good for them!
Engaging in a craft such as needlework causes the
embroiderer to slow down, and concentrate on the task at
hand. With such [...]
The golden rule for a private garden’s design to be successful is to concentrate on the human element. Designing a garden that is not based on peoples’ ability to walk through it to admire its beauty is useless; especially when the garden exists near a house, office or is considered part of a public space. [...]
Gardens are increasingly becoming a center of attention for homeowners – and more and more, gardeners are looking for ways to create beautiful and harmonious landscapes. Part of this trend is the desire to make our outdoor areas exude tranquility and peacefulness. A cornerstone in that movement is feng shui.
Feng shui, often [...]
There is nothing like sitting outside in the dark with your kids and staring up at the night sky. Time stands still as you both ponder the enormity of the universe and your place within it. Poetry springs to mind as you try to explain to your child how people 100 years ago didn’t have [...]
Omega 3 fatty acids are essential fats required for optimal human life and function. Some may be familiar with the components of omega 3 fats known as eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA). Nutritional research is both compelling and poignant with regard to the fact that many of the health problems experienced by [...]